A Better Way to Buy and Own A Home ( NewsUSA ) – Whether it’s your first house or your fourth, buying a home is exciting – but also stressful. Questions plague homebuyers: Can we afford it? How much do we have to put down? Do we have enough to avoid incurring the dreaded PMI (Private Mortgage Insurance)? For homeowners looking to refinance, it becomes a question of, should we or shouldn’t we? What’s the down side? Does refinancing make sense in the long term? In the past, consumers had only one option – taking on more debt. In addition to monthly payments with interest, this debt came with increased discomfort and the fear that “if we couldn’t afford it, we could lose the roof over our head.” Now, there may be another answer. Home co-investing offers a new alternative – a better way to buy and own a home. Home co-investing is a new category that works in partnership with homebuyers and homeowners to invest in the long-term appreciation of a home’s value. Whether you’re a homeb...
Gifts to Give on Administrative Professionals Day ( NewsUSA ) – With Administrative Professionals Day around the corner on April 25th, like many, you may be wondering what to give your secretary, assistant or other administrative worker. You’re not alone.Many people are confused about what is appropriate and how much to spend. According to Laura Jennings, the CEO of bespoke gifting company knackshops.com , $50 is the average price point for a gift and it’s important to treat everyone equally."Salaries, titles, bonuses and office locations already build hierarchies," she says. "Gifts are the perfect opportunity to say thank you to everyone."The best way to make your team members feel appreciated is to take the time to really think about the message you want your gift to convey. Jennings has three tips to help harness Administrative Professionals Day effectively:1. Give items that stress the "professional" in Administrative Professional.The workplace has th...
5 Low-Carb Swaps for A Guilt-Free Holiday Season ( NewsUSA ) – With the holidays just around the corner, you might be worrying about how to get through all the parties and cookie exchanges without derailing your healthy lifestyle. It can be a struggle to avoid temptation, particularly when you’re busy, stressed, sleep-deprived, or all three. At times, you might consider giving up and just diving into the dessert tray. But with a bit of motivation and creativity, you can whip together some festive treats that are both delicious and carb-conscious.Courtney McCormick, Dietitian at Nutrisystem, offers five low-carb swaps to keep you healthy and happy through the holidays: 1. Try veggies when you’re craving a crunch. We’re all guilty of lingering too long at the chips and salsa bowl at a holiday party. If you’re craving something crunchy such as a pretzel or chips, try carb-conscious snacks with a crunch – brussel sprouts chips, kale chips, veggies such as cucumber, zucchini, and carrots ...
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